Get a home loan in 4 easy steps

The most efficient mortgage process you’ll ever experience.

Rateplicity Mortgage Corporation

A new and simpler way to get a mortgage that truly works. We have over 14 years experience and three billion in mortgage origination each year. Our mortgage professionals are one simple call away.

Our most popular services

Rateplicity Mortgage Corporation foreign nationals loan program itin

Foreign National Mortgages

Mortgages for Non-Citizens.

Rateplicity Mortgage Corporation

Jumbo Home Loans

Mortgages higher than $647,200.00.

Rateplicity Mortgage Corporation - Cash-Out Refinance

Cash Out Refinance

A way to consolidate your debt or get money for expenses.

Rateplicity Mortgage Corporation

Non-QM Mortgage

Loans for those who don’t qualify the traditional way.


Customer Satisfaction

Years in the Industry

Happy Customers

Client Reviews

Had a great experience getting our first mortgage with Cameron, highly recommended!
Lawrence Togeretz
Lawrence Togeretz
So I don’t really ever write reviews. However, Cameron is truly one of a kind. He worked so hard at getting me the best rate for my new mortgage. My wife and I faced some challenges because of COVID and Cameron worked so hard at getting us this mortgage. I can honestly say without any hesitation that he is truly amazing and very very knowledgeable. He truly cares about people and the ones he is helping especially. I would recommend Cameron 100% and would go on to say that if you used anyone else, you would probably not get the same dedication from someone else. All I can say is that Cameron was amazing and we owe everything to him and all he did for use. So thanks again Cameron for all you have done to get us to be able to get our amazing home.
Paul Frias
Paul Frias
If you want quick and professional service then look no further than Cameron at Dominion Lending.
This is the third time that my husband and I have relied upon Cameron Mackie for our mortgage needs. Cameron is outstanding. He is extremely diligent and has gone above and beyond to find us financing solutions that meet our needs. We have and will continue to recommend Cameron to our friends and family. Thanks Cameron for truly having our best interests in mind.
Ana Donaldson
Ana Donaldson
Cameron is a genius. I kid you not. He's a wiz with everything mortgage related. It wasn't an easy process to get a mortgage and of course some issue cropped up at every turn. While I was stressing in the corner questioning my life decisions, this guy wasn't fazed. At all. He just worked it out - every time. I came to depend on his skills and he made me feel comfortable and dare I say even excited by the end. And he did it. He got me a great mortgage. There is no amount of praise for Cameron that would be enough.
Ben Block
Ben Block
Fantastic experience, made it super easy for us, lots of guidance and assurance with no pressure. We got a way better deal than we ever thought we could get! Recommend to anyone!
alyxx Moore
alyxx Moore
I have known Cameron for many years where he first refinanced my primary residence. Since then, I have sought him to take care of all my mortgage needs. Recently, I trusted him to refinance my two rental properties; the service, care and consideration was outstanding! Cameron is quick to answer any question (no matter how trivial it is) and he took the time to walk me through all my options. Thank you for all your support Cameron!!
Tricia O
Tricia O
I recommend Cameron Mackie is Professional Mortgage Broker he solved all my financial needs. Thank so much Cameron keep up the good work God Bless you and your Family
!Rogelio cordero
!Rogelio cordero
Cameron is excellent at what he does, couldn't be happier with his work. He was very patient with me through my long process in buying a home, always making himself available for me whenever I had questions. He helped me think about different strategies and options to make the most out of my home purchase. Throughout the process, his professionalism, responsiveness, quality and value out of every call, made me always come back. Talked to multiple mortgage brokers throughout my buying journey and Cameron was easily the best. Cameron was a true partner for me in this process and when I need a mortgage again, he'll be the first one I call. Highly recommend his services!
Daniel West
Daniel West

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Getting approved for a mortgage just got simpler. Click “apply now” and get the mortgage you’ve been looking for.

Calculate Your Monthly Payment






Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Learn More about Our Loan Options

At Rateplicity, our options are endless. The mortgage process can be confusing, so you may want more details on each loan option. Click Loan Options for more information. Better yet, call us now to chat with a professional.

A quick overview on our mortgage services

Adjustable Rate Mortgage

An adjustable-rate mortgage (ARM) is a loan that bases its interest rate on an index, the fed funds rate, or the one-year Treasury bill. 

Bank Statement Mortgage

With Bank Statement Loans, borrowers are qualified based upon their ability to repay using 24 month average of deposits. 

Cash Out Refinance

A cash-out refinance can help use the money you have already paid into your mortgage to do things like cover repair bills, or eliminate standing student or medical loans.

Conventional Loan

These are a great choice for homeowners,  since they offer lower costs than many other loans. These loans come in all shapes and sizes.

Debt Consolidation

This is an installment loan with repayment terms usually lasting two and five years. They are used to combine your existing debts into a single debt with one monthly payment.

FHA Loan

This loan is popular among first time home buyers because they allow down payments of 3.5% for credit scores of 580+.

Fixed Rate Loan

This is attractive to borrowers who don’t want their interest rates fluctuating over the term of their loans, potentially increasing their interest expenses and mortgage payments.

Foreign National Mortgage

The Foreign National program allows non-citizen borrowers the opportunity to invest in real estate in the United States. It is also a great option for purchasing a vacation home!

Home Purchase Loan

Get a home loan in 4 easy steps. A new and simpler way to get a mortgage that truly works. The most efficient mortgage process you’ll ever experience.

Jumbo Loan

This is a great option for affluent clients interested larger houses or properties in high-value areas. If you are in this category, this product is for you.

No Income Verification Loan

This loan is perfect if you have a high DTI or a hard time showing income. The other positive attribute of this type of loan is that Gift Money is allowed.

Rate and Term Refinance

This gives you options to lower your rate, bring in cash to lower your principal loan balance or pay off your loan faster. 


Need to secure a better rate or term or get cash out on your home equity? You can consolidate other debts into your mortgage lowering monthly debt obligation.

Reverse Mortgage

If you are over the age of 62, you can eliminate your monthly mortgage payment. This increases your monthly cash-flow so you can enjoy your retirement.


What makes a USDA desirable is they are ZERO down, LOW interest rate mortgages. They help very low-to-moderate income buyers become homeowners.

VA Loan

A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA).

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Input your information to speak to a mortgage professional. We provide free, no obligation consultations to everyone. We can help set you on the right path.