Last updated: September 9, 2026

These Terms of Use govern your access to and use of the Rateplicity Mortgage Corporation website at www.rateplicity.com. By using this website, you agree to these Terms. If you do not agree, please discontinue your use of the website.

 

About Rateplicity

Rateplicity Mortgage Corporation is a mortgage brokerage located at 4851 Tamiami Trail North, Suite 200, Naples, Florida 34103. NMLS #2428976.

Mortgage products and services are offered only in jurisdictions where Rateplicity Mortgage Corporation is properly licensed or otherwise authorized to operate.

 

Website Information

The information provided on this website is for general informational purposes only. It is not financial, legal, tax or investment advice and should not be relied upon as a substitute for advice from a qualified professional.

Mortgage rates, loan programs, fees, qualification requirements and lending guidelines are subject to change without notice. Not every loan program is available in every jurisdiction or to every borrower.

Examples, estimates, calculators and educational materials provided through the website are illustrative only. Actual loan terms will depend on factors that may include the borrower’s credit profile, income, assets, debts, property, occupancy, loan amount and applicable lender guidelines.

 

No Commitment to Lend

Nothing on this website constitutes a loan approval, loan commitment, rate lock or guarantee of financing.

All mortgage applications are subject to underwriting, verification, property eligibility, appraisal requirements and final lender approval. Approval, interest rates, fees, loan amounts and other terms are not guaranteed.

 

Mortgage Brokerage Services

Rateplicity Mortgage Corporation may assist borrowers with evaluating mortgage options and submitting applications to third-party lenders. Final credit and lending decisions are made by the applicable lender.

Rateplicity does not guarantee that a particular lender, loan program, interest rate or loan term will be available or suitable for every borrower.

 

User Responsibilities

When submitting an inquiry or mortgage application, you agree to provide information that is accurate, complete and truthful.

You are responsible for reviewing all loan estimates, disclosures, agreements and closing documents before accepting a mortgage or making a financial decision. You should ask questions about any information or loan term that you do not understand.

Submitting information through this website does not require you to accept a loan or use Rateplicity’s services.

 

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use and protect personal information.

Consent to receive marketing emails or text messages is not created merely by visiting or using this website. Any applicable communications consent will be presented separately when information is submitted through a website form. You may withdraw marketing consent as permitted by law.

 

Third-Party Websites and Services

This website may contain links to websites, applications or services operated by third parties. These links are provided for convenience only.

Rateplicity Mortgage Corporation does not control and is not responsible for third-party content, availability, security, privacy practices or terms. The inclusion of a link does not necessarily constitute an endorsement. You should review the terms and privacy policies of any third-party website you visit.

 

Permitted Use

You may use this website only for lawful purposes. You may not:

• Attempt to gain unauthorized access to the website, its servers or connected systems
• Introduce viruses, malicious code or other harmful material
• Interfere with the website’s operation or another person’s use of it
• Use the website to submit false, fraudulent or misleading information
• Copy, scrape, reproduce or distribute website content in violation of applicable law or Rateplicity’s rights

Rateplicity may restrict or suspend access when reasonably necessary to protect the website, its users or its systems.

 

Intellectual Property

Unless otherwise stated, the website and its original text, graphics, branding, logos and other content are owned by or licensed to Rateplicity Mortgage Corporation and are protected by applicable intellectual-property laws.

You may view and print website content for personal, noncommercial use. No other use is permitted without prior written authorization.

 

Website Availability and Accuracy

Rateplicity makes reasonable efforts to keep the website accurate and available. However, the website may contain errors, omissions or outdated information and may occasionally be unavailable.

To the extent permitted by law, the website is provided on an “as is” and “as available” basis. Rateplicity does not guarantee that the website will always be uninterrupted, error-free or free from harmful components.

Nothing in these Terms excludes or limits any right or remedy that cannot legally be excluded or limited.

 

Accessibility

Rateplicity Mortgage Corporation is committed to making its website accessible. If you experience difficulty accessing any part of the website, contact us at info@rateplicity.com or 877-239-1588 so we can provide assistance.

 

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Before initiating a legal proceeding concerning the website or these Terms, you agree to make a reasonable attempt to resolve the matter informally by contacting Rateplicity Mortgage Corporation.

Subject to applicable law, any legal proceeding that cannot be resolved informally will be brought in a court of competent jurisdiction in Collier County, Florida.

 

Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the fullest extent permitted by law.

 

Changes to These Terms

Rateplicity may update these Terms periodically. Changes will be posted on this page with a revised “Last updated” date. Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

 

Contact Us

If you have questions about these Terms, contact:

Rateplicity Mortgage Corporation
4851 Tamiami Trail North, Suite 200
Naples, Florida 34103
NMLS #2428976
Email: info@rateplicity.com
Telephone: 877-239-1588